The IRS allows married couples to realize $131,100 in capital gains at 0% tax.
The math is simple:
• Standard deduction: $32,200
• 0% LTCG bracket: $98,900
Live on $131,100/year tax-free from age 55-SS age.
This provision exists. Most advisors aren't building for it.
X post by Ryan Greiser, CFP® claims or discusses: The IRS allows married couples to realize $131,100 in capital gains at 0% tax. The math is simple: • Standard deduction: $32,200 • 0% LTCG bracket: $98,900 Live on $131,100/year tax-free from age 55-SS age. This provision exists. Most advisors aren't building for it.